Have you ever hesitated to dive into crypto trading because exchange fees seemed confusing? You're not alone—crypto fees often appear complex to beginners. This guide breaks down Uphold's fee structure so you can trade confidently, knowing exactly what costs to expect.
👉 Discover how Uphold compares to top exchanges
Introduction
Launched in 2015, Uphold stands out by offering more than just crypto trading—users can also buy precious metals like gold and silver. Unlike exchanges such as Binance or Kraken, Uphold charges flat, all-inclusive fees instead of using a maker-taker model.
Key Takeaways
- Transparent pricing: No hidden costs.
- Multi-asset platform: Trade crypto, fiat, and metals.
- Region-specific fees: Deposit/withdrawal costs vary by location.
Uphold Deposit & Withdrawal Fees
Fiat Deposits
Fees depend on your region and payment method:
United States
| Method | Fee | Limits (Daily) |
|----------------------|--------------|----------------|
| ACH (Plaid) | Free | $10–$15,000 |
| Wire Transfer (>$2K) | Free | Unlimited |
| Debit/Credit Card | 3.99% | $10–$15,000 |
Europe (EEA & UK)
- SEPA: Free (Unlimited)
- Debit Card: Free (€10–€15,000)
Crypto Withdrawals
- Standard coins: Network fee only (e.g., BTC: 0.00004 BTC).
- Low-liquidity assets: +$0.99 fee (e.g., DAG, XDC).
Uphold Trading Fees
Uphold’s flat-rate fees vary by asset:
- BTC/ETH: 1.4%–1.6%
- Stablecoins: 0.2%
- Altcoins: 2.5%–2.95%
Note: Trades under $500 may incur a $0.99 fee.
Uphold Card Fees (UK Only)
- No annual fees or foreign transaction costs.
- 1% cashback on purchases.
- ATM fee: £2.50 (UK/EU) or £3.50 (international).
Uphold vs. Competitors
| Exchange | Spot Trading Fee | Notable Perks |
|----------|------------------|---------------|
| Binance | 0.1% | BNB discounts |
| Kraken | 0.16%–0.26% | Zero-fee tier |
| Uphold | 0.2%–2.95% | Metals trading |
FAQs
1. Does Uphold charge for deposits?
- Crypto: Free.
- Fiat: Fees vary by method/region.
2. How do Uphold’s trading fees compare to Binance?
Binance offers lower fees (0.1% vs. Uphold’s 0.2%–2.95%), but Uphold supports unique assets like metals.
3. Are there withdrawal limits?
Yes—for example, US ACH withdrawals cap at $25,000 daily.
Conclusion
Uphold’s simplified fee model appeals to those trading multiple asset types. While fees for altcoins are higher, its transparency and unique offerings (like metals) set it apart.
For lower trading fees, consider Binance or Kraken—but if you value diversification, Uphold is a strong contender.
Disclaimer: This guide is for informational purposes only. Always conduct your own research before trading.
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