Paying with Crypto: A Full Guide for Users

·

Cryptocurrencies have become a significant force in global finance, with payments emerging as one of their primary use cases. Today, many businesses enable customers to pay with crypto through trusted payment gateways like NOWPayments. This guide explains how to use cryptocurrency for purchases at merchants integrating NOWPayments’ solutions.

Key Takeaways:


How Crypto Payments Work

Crypto payments leverage blockchain technology to transfer funds between wallets. When you pay with crypto:

  1. You send the payment amount to the merchant’s wallet address.
  2. For merchants using NOWPayments, funds are routed through NOWPayments’ address before reaching the seller.

👉 Discover how NOWPayments simplifies crypto transactions


Why Businesses Use NOWPayments

Overview

NOWPayments.io is a top-tier gateway offering:

Key Advantages

1. Non-Custodial Service

Funds are instantly transferred to merchants—no holding of customer assets.

2. Multi-Currency Support

Accept payments in niche tokens or major coins simultaneously.

3. Customizable Solutions


Why Merchants Prefer Crypto Gateways

  1. Automated Pricing: Adjusts payment amounts based on real-time exchange rates.
  2. Flexible Payouts: Option to receive fiat or crypto.
  3. Low Fees: Only 0.5% per transaction (volume discounts available).

How to Pay with Crypto

Step-by-Step Guide

  1. Set Up a Wallet

    • Download a wallet like Guarda (Guarda Wallet).
    • Generate a wallet address and secure your private keys.
  2. Acquire Cryptocurrency

    • Buy crypto via exchanges (e.g., Binance) or swap services.
  3. Make a Payment

    • Online Stores: Select NOWPayments at checkout, choose your crypto, and scan the QR code.
    • Invoices: Transfer the specified amount to the merchant’s address.

FAQs

1. Is NOWPayments secure?

Yes, it’s non-custodial and processes payments instantly without storing funds.

2. What fees apply?

3. Can merchants convert crypto to fiat?

Absolutely! NOWPayments supports auto-conversion to 40+ fiat currencies.

4. Which cryptocurrencies are supported?

Over 100, including Bitcoin, Ethereum, and emerging tokens.

👉 Explore NOWPayments’ full crypto list


Final Thoughts

NOWPayments streamlines crypto transactions for both businesses and consumers, offering speed, privacy, and multi-currency flexibility. Whether you’re paying for goods or integrating payments into your store, crypto gateways simplify the process.


### Notes:  
- **SEO Keywords**: crypto payments, NOWPayments, cryptocurrency gateway, Bitcoin payments, non-custodial, multi-currency support.  
- **Anchor Texts**: Added 2 engaging links to OKX as specified.