Crypto.com offers a wide array of features designed to make trading accessible, but understanding its fee structure is crucial for cost-effective transactions. This guide breaks down all applicable fees—trading, deposits, withdrawals, and more—while providing actionable tips to minimize costs.
Understanding Crypto.com Fees
1. Deposit Fees
- Zero Fees: No charges for cryptocurrency deposits (e.g., Bitcoin, Ethereum).
- Blockchain Confirmations Required: Transactions remain pending until the required confirmations are met (e.g., Bitcoin: 2, Ethereum: 64).
- Recovery Service: Accidental unsupported token deposits incur a recovery fee (up to 150 USDT/USDC).
2. Withdrawal Fees
- Varies by Asset/Network:
| Cryptocurrency | Fee | Minimum Withdrawal |
|---------------|-----|-------------------|
| Bitcoin (BTC) | 0.0006 BTC | 0.0012 BTC |
| Ethereum (ETH) | 0.005 ETH | 0.01 ETH |
| Solana (SOL) | 0.012 SOL | 0.024 SOL | Fiat Withdrawals:
- ACH (USD): Free
- Wire Transfer (USD): $45
- SEPA (EUR): Free
👉 Compare withdrawal fees across exchanges
3. Trading Fees
Maker-Taker Model:
- Maker Fees: Start at 0.2500% (reduces with volume/CRO staking).
- Taker Fees: Start at 0.5000%.
- Volume Discounts: Higher trading volumes lower fees (e.g., 0% maker fees for $10M+ balances).
4. Margin Trading Fees
- Interest Rates: Up to 21.90% APR (varies by asset).
- Leverage Risks: Forced liquidations incur a 0.50% penalty fee.
5. Swap Fees
- Decentralized Swaps: Gas fees + slippage apply.
- Minimum Received: Output estimates account for price volatility.
How to Avoid Fees
1. Withdraw to Crypto.com App
- Bypasses external wallet fees—transfer internally for free.
2. Stake CRO
- Reduces trading fees (e.g., 0% maker fees for top-tier stakers).
3. Use ACH for Fiat Withdrawals
- Free USD withdrawals (vs. $45 wire transfers).
👉 Learn more about fee-saving strategies
FAQs
Q1: Does Crypto.com charge for deposits?
A: No—crypto deposits are free, but fiat deposits may incur bank fees.
Q2: How can I reduce trading fees?
A: Stake CRO or increase your 30-day trading volume for discounts.
Q3: Are margin trades risky?
A: Yes—leverage amplifies both gains and losses, plus interest accrues.
Q4: What’s the cheapest way to withdraw USD?
A: Use ACH transfers (no Crypto.com fees).